Insurance · Instant download
Insurance Needs Calculator & Policy Comparison Spreadsheet
Work out the coverage gap yourself, then compare quotes on the terms that actually differ.
What you get
- A Life Needs Calculator that totals what would need covering and subtracts what already exists
- A Policy Comparison tab putting four quotes side by side on 18 terms — exclusions, waiting periods, level vs increasing premiums, claims process
- A one-page Coverage Inventory for every policy you hold, with renewal dates and whether the beneficiary is current
Why it exists
Quotes are easy to compare on premium and almost impossible to compare on everything else. The comparison tab lists the terms that decide whether a claim gets paid, so you are asking the same questions of every agent.
Format
Microsoft Excel (.xlsx) — opens in Excel, Numbers, LibreOffice and Google Sheets. Instant download after checkout.
Insurance Needs Calculator & Policy Comparison Spreadsheet
Price: $17 · one-time
Get the Insurance Needs Calculator & Policy Comparison Spreadsheet — $17General educational information only. Not insurance advice and not a recommendation of any policy or insurer. Rules vary by state — confirm anything specific with a licensed agent or your state insurance department.