Personal Finance · Online program

Money by Design

Get clear on your numbers, design a plan around what you value, automate the routine parts, think like a patient investor and test side-income ideas — with AI as your research and planning assistant.

Get Money by Design — $197$197 · one-time · lifetime access

Who it's for

Someone who wants one connected system for their money, not a stack of separate tips, and who would like to use AI tools carefully to do the tedious parts faster.

What's inside

5 modules, 20 lessons, delivered as a Sensei course you work through at your own pace
The Money by Design Workbook (PDF), including:
– The one-page money dashboard
– The values and trade-offs worksheet
– The paycheck flow map
– Your personal investing rules template
– The 30-day income experiment tracker
– The AI prompt library for personal finance
An AI prompt to try in most lessons, with privacy guidance
Lifetime access to the course and every update

Module overview

Module 1 — Money Clarity — Build a one-page dashboard, track what matters and see exactly where you stand.

Module 2 — Wealth by Design — Design a plan around what you value, with trade-offs chosen on purpose and room for freedom.

Module 3 — Automated Money Systems — Automate savings, bills and investing contributions with a simple paycheck flow and a monthly check-in.

Module 4 — Investor's Mindset — Train your decision-making with scenario practice, written rules and plain-language risk basics.

Module 5 — Side-Income Experiments with AI — Test small side-income ideas with AI as your research, writing and ideation assistant.

Why this one

Most money advice arrives in pieces: a budgeting tip here, an investing rule there. This program connects five areas in order — clarity, design, automation, mindset and experiments — so each step builds on the last. AI is used as a helper for sorting, drafting and stress-testing ideas, never as a replacement for your own judgment or a licensed professional.

Money by Design

Price: $197 · one-time · lifetime access

Get Money by Design — $197

After checkout you sign in and the course appears under My Courses.

Educational material from Smart Money Financial. Not financial, investment, tax or legal advice. Investing involves risk, including loss of principal. Earnings vary and no result is promised.

About this courseThis is a self-paced educational course. Completing it does not award a professional certification, license, degree or academic credit, and it does not count toward any licensing or continuing-education requirement. It is not financial, investment, tax or legal advice, and it makes no promise of income or earnings.